Terms

Terms of use

Susman Insurance Agency (License 0B75129) operates this site and is a licensed California insurance agency. This site shares information about life insurance and a quoting tool that returns quotes based on your responses.

These are estimates. Carriers provide these rates for the class you selected for information. They are not an insurance offer, a guarantee of cost, or a promise of approval. The final rate, class and approval are determined by the carrier's underwriting decision; the issued policy document and any amendments control.

No policy is bound here. Entering a quote request, submitting an application or sending a contact message does not establish coverage. A policy comes into being only when a carrier issues it, you accept it and pay the first premium.

Things change. Products, carriers and pricing differ by state and applicant and are subject to change. Quotes are provided for California residents.

Education only. Content here is general and educational and is not legal advice, tax guidance or financial planning. Consult a licensed professional before acting on anything important.

Outside platform. The application page loads a form from a third-party provider who has their own terms.